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Bodged DIY jobs 'can cost thousands to put right'

Homeowners who take on DIY construction tasks in their property could be putting their finances in peril if they have not checked that their work is covered by their home insurer, it has been claimed.

Anna-Marie DeSouza, editor of Build It magazine, said that as a result, Brits should speak to their insurance provider before taking on any large-scale DIY jobs, as if they are not covered and something goes wrong then they could be hit with extremely large bills to put their mishaps in order.

She commented: "You would be surprised by the number of people who have simply wanted to update a room by painting it, but have accidentally dropped the pot and ruined the flooring which would costs hundreds to replace."

Ms DeSouza added that anyone planning structural work on their home should definitely get in touch with their insurer, as any DIY task could ultimately result in their property becoming unsafe to live in and they may not be covered to make repairs.

According to research recently carried out by Halifax, despite the fact that 63 per cent of UK homeowners claim to carry out DIY projects around the home on a regular basis, 25 per cent of respondents said they did not know if their insurance provider covered them for accidental damage caused by their efforts.

Ms DeSouza concluded: "Unless you are a professional in the field you shouldn't carry out any electrical repair or upgrade work, you won't get cover and work can be illegal."

Her comments follow those of Jason Orme, editor at Homebuilding & Renovating, who recently argued only those who are fully qualified in electrics or plumbing should attempt these tasks.

Mr Orme argued that both can be exceedingly dangerous to the layman and could result in unsafe building works that not only cost a fortune to fix, but could ultimately lead to injury to themselves or loved ones. 

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